Aviation Insurance is essential for aircraft owners, operators, and other aviation-related businesses. It provides comprehensive coverage against physical damage to aircraft, third-party liabilities, and other specific risks associated with aviation operations. With tailored policies and extensive protection, Aviation Insurance ensures financial security and operational continuity for those involved in the aviation industry.

Information Required

To obtain Aviation Insurance, insurers typically require the following information:

• Aircraft Details: Make, model, and value of the aircraft.
• Usage: Details on how the aircraft will be used (e.g., commercial, private, cargo).
• Pilot Information: Qualifications, experience, and licensing of the pilots.
• Maintenance Records: Aircraft maintenance and service history.
• Operational Area: Geographical areas where the aircraft will operate.
• Previous Claims: History of past claims and incidents.

Coverage Details

Aviation Insurance policies typically include the following coverage options:

1. Aviation Hull Insurance:
   • Physical Damage: Covers loss or damage to the insured aircraft, whether in motion or stationary, due to accidents or other covered perils.
   • Salvage Costs: Includes expenses related to the recovery of the aircraft after an accident.
   • Agreed Value: Provides compensation based on a pre-agreed value of the aircraft if it is deemed a total loss.
2. Passenger Legal Liability:
   • Bodily Injury: Covers legal liabilities for bodily injury or death of passengers arising from the operation of the aircraft.
3. Third-Party Liability:
   • Property Damage: Covers legal liabilities for damage to third-party property caused by the insured aircraft.
   • Bodily Injury: Covers legal liabilities for bodily injury or death of third parties (non-passengers).
4. Airport Owners/Operators Liability:
   • Premises Liability: Covers liabilities arising from accidents occurring on airport premises operated by the insured.
   • Hangar Keepers Liability: Covers damage to aircraft stored or being serviced in the insured’s hangars.
5. All Risks on Spares:
   • Spare Parts: Covers loss or damage to aircraft spare parts, whether on the ground or in transit.
6. Mail Legal Liability:
   • Cargo and Mail: Covers liabilities for loss or damage to mail or cargo being transported by the insured aircraft.
7. Aviation Group Personal Accident:
   • Accidental Injury or Death: Provides coverage for accidental injury or death of crew members and other specified individuals.
8. Aviation Hangar Keepers Liability:
   • Third-Party Aircraft: Covers liabilities for damage to third-party aircraft in the care, custody, or control of the insured.

Insured Perils

Aviation Insurance typically covers a range of perils, including but not limited to:

• Accidents: Collision, crash landing, or other accidents involving the aircraft.
• Theft and Vandalism: Loss or damage due to theft or malicious acts.
• Fire and Explosion: Damage resulting from fire or explosion incidents.
• Weather Events: Damage caused by adverse weather conditions such as storms or lightning.
• Mechanical Failure: Certain policies may cover losses due to mechanical or equipment failure.

Exclusions

While Aviation Insurance provides extensive coverage, certain exclusions generally apply. These may include:

• Wear and Tear: Normal wear and tear or gradual deterioration.
• War and Terrorism: Losses due to war, terrorism, or related activities.
• Pilot Error: Losses caused by unqualified or unauthorized pilots.
• Illegal Activities: Activities conducted in violation of aviation regulations.

Benefits

Aviation Insurance offers several key benefits, including:

• Comprehensive Protection: Covers a wide range of risks associated with aircraft operation.
• Financial Security: Provides financial compensation for losses, ensuring stability for aircraft owners and operators.
• Liability Coverage: Protects against legal liabilities arising from third-party claims.
• Peace of Mind: Offers assurance that the aircraft and associated operations are safeguarded against unforeseen events.
• Tailored Coverage: Policies can be customized to meet the specific needs of different aviation entities.

Requirements for Coverage

To secure your aviation insurance coverage, please provide the following:

• Premium Payment
• Duly Completed Proposal Form
• Copy of ID
• Copy of TIN Number/Certificate/Valid NIDA ID

In the Event of a Claim

For assistance with your claim, please contact us at:

• Phone: +255 718 422 229
• Email: claims@bluetickinsurance.com

Minimum Claim Requirements

To process your claim, please provide the following documents:

• TIN Number/Certificate/Valid NIDA ID
• Completed Claim Form
• Any Additional Documents Requested

Ensure that you have all required documents to facilitate a prompt and efficient claims process.