Burglary and Theft Insurance is essential for protecting valuable assets against the financial impact of criminal activities. With comprehensive coverage options and additional extensions, businesses and individuals can ensure their property is safeguarded, providing financial security and peace of mind in the face of potential losses.
Information Required
To obtain Burglary and Theft Insurance, provide the following information:
- Property Details: Description of the insured property and its location.
- Valuation: The estimated value of stock, equipment, and other insured items.
- Security Measures: Information about security systems and measures in place at the premises.
- Risk Assessment: Details about the premises’ exposure to burglary and theft risks, including crime rates in the area.
Key Coverage
- Burglary: Covers loss or damage to property resulting from forcible or violent entry or exit from the premises.
- Theft: Includes coverage for theft occurring without forcible or violent entry or exit, depending on the policy terms.
- Damage to Premises: Provides compensation for damage to the building or premises caused by burglars during an attempted or successful burglary.
Insured Items
- Stock and Inventory: Covers loss or damage to goods, stock, and inventory stored within the insured premises.
- Equipment and Machinery: Protects against loss or damage to business equipment, machinery, and tools.
- Furniture and Fixtures: Includes coverage for loss or damage to office furniture, fixtures, and fittings.
- Personal Property: Covers loss or damage to personal items within the premises, including electronic devices and valuable documents.
Additional Extensions
- Temporary Removal: Covers property temporarily removed from the premises for cleaning, repair, or other reasons.
- Replacement of Locks: Provides coverage for the cost of replacing locks and keys if they are damaged or stolen during a burglary.
- Increased Costs: Covers additional expenses incurred to continue operations after a burglary, such as renting temporary premises or equipment.
Coverage Details
- Policy Limits: The maximum amount the insurer will pay for any single claim or during the policy period, based on the insured’s requirements.
- Exclusions: Common exclusions may include losses due to employee dishonesty, unexplained disappearances, or losses not involving forcible or violent entry or exit.
Requirements for Coverage
To obtain coverage, please provide the following:
- Premium Payment
- Fully Completed Proposal Form
- Copy of Identification (ID)
- Copy of Taxpayer Identification Number (TIN) Certificate/Valid NIDA ID
In the Event of a Claim
For assistance with your claim, please contact us at:
- Phone: +255 718 422 229
- Email: claims@bluetickinsurance.com
Minimum Claim Requirements
To process your claim, please provide the following documents:
- TIN Number/Certificate/Valid NIDA ID
- Completed Claim Form
- Any Additional Documents Requested
Ensure that you have all required documents to facilitate a prompt and efficient claims process.
