plate/Glass Insurance

PLATE/GLASS INSURANCE

Plate/Glass Insurance provides coverage against the breakage of glass or other transparent materials used in windows, doors, showcases, and other parts of buildings. This insurance helps businesses and property owners mitigate the financial impact of accidental damage to glass, ensuring quick replacement and minimal disruption to operations.

Plate/Glass Insurance is an essential coverage for businesses and property owners with significant glass installations. It provides financial protection against the unexpected costs of replacing broken glass due to various perils, ensuring quick restoration and continuity of operations. With customizable options and comprehensive coverage, this insurance helps manage the risks associated with glass breakage effectively.

Information Required

To obtain Plate/Glass Insurance, insurers typically require the following information:

  • Measurements: Detailed measurements of the glass to be insured.
  • Location: The exact location of each piece of glass within the property.
  • Sum Insured: The value of each piece of glass to be covered.
  • Additional Details: Any additional information relevant to the risk assessment, such as the type of glass and its usage.

Coverage Details

This policy covers the breakage of glass through any cause, except for exclusions specified in the policy. It pays a sum equal to the cost of the broken glass calculated at the current price of glass on the date of the accident, up to the value specified in the policy schedule. To ensure proper assessment of the risk, insurers require detailed information such as measurements of the glass, its location, and the sum insured for each piece.

Insured Perils

The policy typically covers the following perils that can cause damage to glass:

  • Fire: Damage resulting from fire incidents.
  • Malicious Damage: Breakage due to vandalism or other malicious acts.
  • Riot & Strike: Damage caused during riots or strikes.
  • Impact: Breakage caused by vehicles, animals, or other objects impacting the glass.

Additionally, the policy can be extended to cover the replacement of letterings, decorations, costs of fixing back, and neon signs.

Exclusions

While Plate/Glass Insurance provides comprehensive coverage, certain exclusions apply. The policy generally does not cover:

  • Breakage due to wear and tear.
  • Damage during installation or removal of the glass.
  • Breakage caused by inherent defects in the glass.
  • Damage resulting from war, nuclear risks, or other specified exclusions in the policy.

Requirements for Coverage

To obtain coverage, please provide the following:

  • Premium Payment
  • Fully Completed Proposal Form
  • Copy of Identification (ID)
  • Copy of Taxpayer Identification Number (TIN) Certificate/Valid NIDA ID

In the Event of a Claim

For assistance with your claim, please contact us at:

  • Phone: +255 718 422 229
  • Email: claims@bluetickinsurance.com

Minimum Claim Requirements

To process your claim, please provide the following documents:

  • TIN Number/Certificate/Valid NIDA ID
  • Completed Claim Form
  • Any Additional Documents Requested

Ensure that you have all required documents to facilitate a prompt and efficient claims process.